Having Skins that Change Particles Also?

First, remember that photographs of code ARE NOT A THING.

If you post a code snippet, ALWAYS USE CODE TAGS:

How to use code tags: Using code tags properly

You may edit your post above but it is not necessary: there is no post required for Null Reference, EVER.

The answer is ALWAYS the same. ALWAYS.

How to fix a NullReferenceException error

https://forum.unity.com/threads/how-to-fix-a-nullreferenceexception-error.1230297/

Three steps to success:

  • Identify what is null
  • Identify why it is null
  • Fix that