Hi there,
Does anyone have (and willing to give) or know where I can get a boned human model from? Preferable naked lol. Sounds strange putting that but there is a reason. I’ve downloaded one which is perfect but I’m no 3d modeller, no matter how much I try I can’t bone a model :(.
I don’t have one but here is a link where you could find one.
http://www.blendswap.com/blends/animation/biped-rig-25-packed-blend/
I am not sure if you can use the above model for a commercial project. Since you didn’t specify what kind of project you needed it for, there it is.
If that model is too high poly for you, you can go ahead and look at that website for other models that may suit your needs.
Look here for example
http://www.blendswap.com/blends/category/characters/
For download you would need to register and login to that site and you are only allowed a maximum of 10 downloads or something like that I think
Me neither, man.
That’s a nice site! Will come in handy for placeholders for my game 
until I either learn to 3d model or find someone who can lol :).
…Kept saying I needed to extend my post by 1 character even after most of this text…
Check out TurboSquid they always seem to have models floating around.
Also Google 3D market place.