Loading External prefab object help

I was wonder about loading the external prefab objects from url site. It to deal with role playing game. Trying to keep or think a way to reduce loading time. I am using the free version of unity3d and not the pro one.

Not sure where to look. I did look around a bit. Not sure if .package, .unity, .prefab. Files that can load by using the scripts.

I just only want to load them when I need load those object or not.

Asset Bundles are only available in Unity Pro.

It could be possible to use WWW to download models/textures. Collada is an XML file format.

I’m not sure it would be worth the effort tho.
Textures are the biggest download, make sure they’re not too big, and think about reusing/sharing textures.

I see, ok