Text resource not loading

Im trying to get text from a .txt file into a variable. The file is in the assets folder under Texts. Still i get bindata as null!

string instructions; 

 void Start ()
    {
        //LOAD TEXT ASSETS

        TextAsset bindata = Resources.Load ("Texts/Instructions") as TextAsset;

        instructions = bindata.text;

    }

Nothing wrong with the code.Resources.Load() works only if the file is under Resources folder(or under any sub folder of Resources folder) under Asset folder.

Create a folder named ‘Resources’ under ‘Assets’.

Assets>Resources>Texts>Instructions