Hello
I would like to know if some of you already received several emails from Pam Owens from that company :
esp-rm.com, claiming that you have to pay money to them on behalf of Unity Technology ?
Those emails are kind of scary.
are those some kind of spam ?
Yes, that is a scam.
I treat all email/phone-calls/letters asking for money as scams.
It might not be scam. If you have a subscription and have not paid in time, then itâs possible that your account is handed off to a debt collector. (Subscriptions have a 12 month contract, as I am sure everyone knows.)
One way to check (again, if you have a subscription) is to see if you serial has been suspended. If this is the case, your account will have been given to a debt collector, and once you have paid the account in full your serial will be re-activated.
PM me if you have a subscription and have paid every month and Iâll check for you what your account setting is.
That somewhat scares me. I hope Unity just uses the services of third parties to collect debts but donât âsellâ debts to other companies specializing in collecting debts. What happens if, for example, I only pay the first month and never pay the other ones? I see that Unity will âhand offâ the debt to another company, but what happens in the long-term? Will Unity itself take legal measure?
Iâm asking that mostly because in my country sometimes debts are sold to other companies that are specializing in buying and collecting debts; they buy âoldâ(/lost) debts and try to collect them in many ways, the problem is, if they see that they arenât going to receive anything, they re-sell it, and that goes on, no company takes legal action against the debtor and eventually the debt may end up in the hands of loan sharks that threaten your life for you to pay. It doesnât happen very often but thereâs a respectable chance I think.
I know Unity is based on US, but if the debt is sold and re-sold indefinitely, I can see it getting in the hands of the loan shark next door.
To prevent future headaches, I promised myself that Iâd never do any business with companies that sells their debts âon the free marketâ. I hope thatâs not the case of Unity.
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That would be a pretty ropey thing for Unity to do
If you do that in the US then you will be dealing strictly in cash or with debit cards to your bank account. You will never buy a car or home without having the money, upfront, in cash. You will find it difficult to fly anywhere or rent a car or do business at all. And with such a vow, you of course, cannot allow anyone to buy your products using such business services.
Rest assured that if the 3rd party company that manages Unity accounts canât collect they will charge off the account and sell it to other debt collection agencies. The US government rewards businesses for that behavior with tax credits and the like. For that to stop the US needs to change the law so that if a business charges off a debt, it is gone and it is finished with no allowance to sell it to a third party collector. Sort of like how many software licenses are not allowed to be transferred or sold to a 3rd party.
I donât know if I get it⌠are you saying that if for example you went bankrupt and canât pay a debt itâs inevitable that debt will get you killed if you canât pay, or are you just saying the debt is going to be sold, no matter what, and theyâll never take legal action against you? I mean, by the logic I simply would expect someone to just charge me directly and if that doesnât have effect, sue me if I owe them something (in this case the debt couldnât be sold any longer). Iâd expect things to be solved in a civilized manner; at least in US I would⌠perhaps Iâm being a fool thoughâŚ
The problem in my country is the companies they never take legal actions, they just keep re-selling the debt, and eventually that debt ends up in the hands of ânon-civilizedâ entities (not to say criminal organizations). I mean, I want them to sue me, I want to prove in court that I went bankrupt and I simply CANâT pay the debt, or/and if I have any property I want them to take it. I mean, I donât care if they keep reselling the papers forever, I just donât want that ending up with me dead :).
No, I donât mention death. At death, a personâs assets that had debts are claimed by the state (in most US states) and those the person that died owed are allowed to file a claim for those assets in amount great enough to pay off the debt. e.g. one of my uncles was a miser and had a nice bit of money saved up despite being a soldier all his life. When he died all that money was seized by the state and anyone that my uncle had owed money was allowed to make a claim for what was owed. Since he didnât owe anything, none could file a claim.
So to explain more, they canât take legal action against you if you own nothing they simply keep checking the credit reporting agenciesâ files and other public records for your activities and if they find you come into resources they can pilfer through a law suit they will file a lawsuit. So in the US as long as you own nothing, let them waste their time but as soon as and if you have anything of value then you file for bankruptcy and they are powerless to collect anything. You donât have to wait until you have something of value to file for bankruptcy but if you are truly bankrupt you canât afford to file for bankruptcy in the US.
This is not like Europe of the past where you get shipped as a criminal to overseas somewhere because you are poor, broke, and canât pay your taxes because you have no money or job to begin with. Now in the US, you can only be thrown in jail for intentional financial fraud.
Make sure youâve paid all your bills. Get records from UT. If youâre paid up, politely tell her which part of the human anatomy in which something obtuse might hypothetically be placed. If youâre not paid up⌠pay up. Enjoy your life.
So I dont have a billionaire uncle in Somalia that has recently died and left me his fortune?
damnit. I was gonna make a MMO
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Thanks, but I donât think youâre getting my point⌠In fact this is the question I shouldâve asked: Is it possible that Unity will sell the debt papers and they somehow are re-sold to international entities?
Since youâve mentioned jail, I see you totally didnât get my point, jail is very minor once your debt papers end up in the hands of loan sharks :). I think people stopped doing business directly with them so nowadays they are buying these papers in order to have people to extort.
Not unity or game related⌠I have been moderated for that in the past.
My last billionaire relative to die in Nigeria had the exact same name and birthdate as me. Caused a minor panic from some of the elderly members of my family who didnât realise that Texas where I was visiting was nowhere near Nigeria.
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This community has a way of hyping each other up into a frenzy and totes ignoring the terms and conditions of a contract. Why have a contract if itâs not going to be enforced?
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BeliarTheEvil I think is referring to CDSâŚCredit Default Swaps. Very damaging forms of financial instrumentsâŚbut heyâŚletâs just play. Wonder why the world is going to hell in a financial handbasket this week? Now yaâ allâŚmosey on back to game dev and forget I said anything.
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I like how it went from âPossibly you havenât kept up with your paymentsâ to âTHEY are gonna kill us!â
âEric
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See the history of most wars.
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âŚAnd now weâre at âUnity is starting warsâ. Stay tuned for âThe Milky Way galaxy is gonna explode!â Followed by âHeat death of the universe comes early thanks to Unity debt collectionâ. Bet you wish you hadnât skipped that subscription payment now, eh?
âEric
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Unity does have to bear some responsibility for impending heat death. Computers are highly ordered machines. Creating order requires increases in the total entropy of the universe. Unity is promoting use of highly ordered computers and computer for friviolous games. Itâs a secret plot to kill our descendants a millennia early!